Architect PayArchitect Pay
Launch App
GLOBAL PAYROLL
STABLECOIN PAYMENTS
EVERY BUSINESS

Global payroll and stablecoin payments for businesses. One USDC and EURC balance, however many chains your team is spread across. No networks to pick, no gas to hold, built on Arc.

Get Started FreeSee how it works →
Now Live on Mainnet
USDC & EURC
Stablecoins supported
0.01%
Platform fee
Instant + 0 fees
Arc → Arc transfers
Verified Traction Dashboard

Transparent Product Activity & On-Chain Metrics

Explore real-time verified transaction volume, multi-chain settlement activity, active businesses, and completed payroll batches powered by Circle CCTP on Arc Mainnet.

View Public Metrics
Everything you need

Built for businesses, not crypto experts

Everything runs on blockchain. Nothing about it feels like blockchain.

Multi-Business Management

Create multiple businesses under one account. Each business has its own employee roster, payroll history, and settings.

Global Payroll

Add employees, set salaries, run payroll with one click. Pay any wallet on any supported chain simultaneously.

Stablecoin Payments

Send USDC and EURC to any wallet address globally. Pick the recipient and the chain they want — routing is handled for you.

Scheduled Auto-Payroll

Set a payday date once. Payroll fires automatically every month — even while you sleep.

No Wallet Setup

Sign up with email and password. Wallets are created and funded behind the scenes. No seed phrases, no MetaMask, no gas fees.

On-Chain Audit Trail

Every payroll run and payment is logged immutably on-chain. Full history with explorer links — no spreadsheet needed.

Simple setup

Up and running in minutes

No blockchain knowledge required — if you can use a bank app, you can use Architect Pay.

01

Create your account

Sign up with email and password like any web app. Wallets are provisioned silently behind a single balance — no seed phrases, no MetaMask, no network switching.

02

Add your businesses & teams

Create one or more businesses, add employees with their wallet addresses and salaries. Each one picks USDC or EURC and the chain they want to be paid on.

03

Run payroll & send payments

Hit Run Payroll and everyone is paid on the chain they chose, out of your one balance. Or send one-off payments to any address globally.

What happens under the hood (Arc + Circle CCTP)

Deposit on any chainSettles onto ArcCircle attestationMint on their chainEmployee receives payment
Pricing

What it costs

Gas is always on us. You only pay when value crosses a network.

Gas fees
Free
Every transaction, every network. You never hold a native token.
Deposits
Free
From any of the six supported networks. No minimum — send any amount.
Swaps
Free
USDC to EURC and back, at the live rate.
Transfers on Arc
Free
Paying someone on Arc is a direct transfer, so there is nothing to charge for.
Transfers to a non-Arc network
0.01%
Platform fee, minimum $0.01 per transfer. A $500 payment costs 5 cents. Applies to payments and withdrawals alike.
Payroll
0.01% per payout
Charged per employee paid on a non-Arc network, minimum $0.01 each. Employees paid on Arc are free.
Minimum withdrawal
$1.00
Only when withdrawing to a network other than Arc. Withdrawals to Arc have no minimum, and neither do deposits.

Circle’s cross-chain protocol takes a small fee of its own on transfers between networks, deducted from the amount sent. It is typically a fraction of a cent and is shown before you confirm.

Use cases

Who uses Architect Pay?

Remote-First Companies

Pay distributed teams across any country in USDC or EURC, from one balance. No FX fees, no bank delays, no paperwork.

  • Employees choose their preferred chain
  • Payroll runs automatically each month
  • Full payment history on-chain

Multi-Business Owners

Manage multiple companies from a single Architect Pay account. Separate employees, payroll runs, and histories per business.

  • Unlimited businesses under one login
  • Each business is fully isolated
  • Switch between businesses in one click

Vendor & Contractor Payments

Pay freelancers and suppliers globally. Ask which chain they want and send there — funding it is not your problem.

  • One-off payments to any wallet
  • Wallet address + label tracking
  • Explorer links for every transaction

Crypto-Native Startups

Replace your manual stablecoin payroll spreadsheets with a proper system. Audit-ready, automated, no treasury juggling.

  • Replace manual wallet sends
  • On-chain proof of every payment
  • No gas, RPC or bridge management
Open stack

Developer Portal

The tech powering Architect Pay — all open, all auditable.

API Routes

  • POST/api/auth/signup
  • GET/api/wallet/balance
  • POST/api/payments/aggregate-send
  • POST/api/wallet/sweep
  • POST/api/payroll/run
  • GET/api/payroll/runs
  • POST/api/swap
  • GET/api/swap/history
  • POST/api/employees
  • GET/api/payments/history

Tech Stack

  • Next.js 14 App Router + TypeScript
  • Circle Developer-Controlled Wallets SDK
  • Arc App Kits
  • CCTPx (EURC cross-chain)
  • CCTP (viem encodeFunctionData)
  • Prisma + Neon PostgreSQL
  • NextAuth.js sessions
  • Tailwind CSS
Docs
Circle CCTP
Docs
Arc
Docs
Arc App Kits
Explorer
ArcScan
Docs
Circle Docs
Community

Stay connected

Follow our journey, get updates, and join the community.

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@architectpay
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One account.
Every business. Every team.

Global payroll and stablecoin payments — set up in minutes, no crypto knowledge needed.

Get Started Free